Tag Archives: Getting Older

Christmas comes more frequently now

When I was a kid my grandma used to say that time speeded up when you got older. I didn’t really understand what she meant. I pondered: could it be that every year was a shorter proportion of your life, that older people were busier, that older people were less efficient or something to do with relativity that Einstein had missed. I still don’t understand it but it seems she was right. Continue reading

Up the down escalator

It was my birthday recently. Three years ago I was seven years from state pension age, now its ten! I feel like I’m running hard up the down escalator and even if I collapse I’ll have to keep struggling on up because although I took the precaution of income protection insurance it will stop in four years time. You see, twenty five plus years ago when I took it out I my crystal ball failed to predict the recent dramatic increase in pension ages and adjusting it now is very expensive. There was me thinking I could just pay the same premiums for a few more years. How naive. Silly me. Of course I’ll be a much higher risk and would only be paying the premium for 13 years not over the original 30 odd years. Off course! Obvious really. I hope I don’t need it, but I am left feeling cheated. After all I wont get what I thought I’d purchased: income protection in the years when I am likely to need it most. Continue reading